Love Your Pet, Protect Your Pet with Insurance

In Sweden, where pet insurance started, 50 percent of pet owners purchase health insurance for their animals. In the United States, that number is less than three percent.

That doesn’t mean that American pet parents care less about their pets than those in other parts of the world. It just hasn’t caught on here like it has in some other countries, and many people don’t even know it exists. The choice is yours – of course – I’m just here tohelp you make an informed decision.

So, what is pet insurance?

Pet insurance works a lot like normal insurance. Depending on the type of policy you buy, it can cover everything from routine care, like checkups and vaccinations, to injury and serious illness.

So pet insurance really exists? We never heard of such a thing when I was growing up.

Pet insurance has become more mainstream as veterinary costs have increased. Not only is the same kind of care more expensive that it used to be, there are now treatments that weren’t available even a few years ago. Vets can treat and save pets that would have died back when we were kids. But those treatments are expensive. And some people would rather spend their money pampering their dogs during their recovery period, with things like an IBIYAYA 5-in-1 . You can even get physical therapy and acupuncture for your pet (and some insurance plans cover it).

The top 5 pet insurance providers in around California are as follows:

• ASPCA Pet Insurance: Well-known for its shortest waiting times, ASPCA provides thorough coverage for diseases and accidents as well as congenital and inherited ailments. Because there is no upper age limit, it’s also a great choice for older dogs.
• Trupanion: Best for chronic conditions: If your pet has continuous medical concerns, Trupanion is the best option since it provides customizable plans with no payment restrictions and a lifetime deductible per ailment.
• Figo Pet Insurance: Figo is unique in that it offers 100% reimbursement when the deductible is met for all qualifying costs. It also offers 24/7 veterinary telemedicine services and a simple claims procedure.

   

• Nationwide Pet Insurance: This company provides a wide range of coverage choices, including wellness plans and coverage for inherited disorders. It is well-known for insuring exotic pets in addition to cats and dogs.

   

• Healthy Paws Pet Insurance: Offering complete coverage for diseases and accidents with no payment limitations, Healthy Paws is the best option for unlimited yearly coverage.

Is it worth it?

That’s something only you can decide. Consumer Reports did an analysis and concluded that, for most animals with normal vet visits, the premiums cost as much as the care would have. However, when you throw in a serious illness or injury, it reverses, so that the cost of the insurance is far less than the cost of the care.

If I decide I want it, where do I start?

Consumer Reports and Top Consumer Reviews are good places to start to find out what plans are available an

d how they compare with other plans. And make sure you talk to your vet to confirm that he accepts the plan you’re considering.

Whether or not you choose to buy pet insurance, all your pet wants is to be with you. What can you do with your pet today?

For more IBIYAYA newest information, please see ibiyaya.com